Paga Group Ltd is a Nigerian-based financial technology company that provides a mobile payment and financial services ecosystem for individuals and businesses in Africa, with a mission to make it simple for one billion people to access and use money. Founded in 2009 by Tayo Oviosu and Jay Alabraba, Paga offers services through a mobile app and a large physical network of agents, allowing users to send, receive, and bank money, pay bills, and top up airtime. The company operates on a hybrid model, combining a digital platform with a physical agent network to cater to both banked and unbanked populations.