Opay was established in 2018 with a license from the Central Bank of Nigeria (CBN) and is insured by the Nigeria Deposit Insurance Corporation (NDIC), providing the same insurance coverage as other commercial banks. The company is committed to deepening financial inclusion through technology and enabling shared prosperity across Nigeria. As a one-stop financial services platform, Opay offers secure and reliable solutions for payments, money transfers, savings, loans, and other essential financial services. The platform also provides POS services for agents and acquiring solutions for merchants, making it a leading choice for both individuals and businesses.