Lotus Bank Limited

Lotus Bank Limited is a non-interest (ethical) bank licensed by the Central Bank of Nigeria (CBN) and fully insured by the Nigeria Deposit Insurance Corporation (NDIC). Founded in 2021, the bank was established with a vision to deliver ethical, innovative, and interest-free banking solutions that align with Islamic finance principles while promoting financial inclusion and sustainable growth.

Headquartered in Lagos, Nigeria, Lotus Bank offers a wide range of retail, SME, and corporate banking services, including savings, current, investment, and trade finance products — all structured in compliance with Shari’ah (Islamic) principles. The bank’s operations are guided by transparency, fairness, and shared prosperity, ensuring that all products and services are free from interest (riba) and unethical practices.

Through its user-friendly Lotus Bank Mobile App and digital platforms, the bank provides secure and convenient access to financial services for individuals and businesses nationwide. With a strong commitment to ethical finance and community empowerment, Lotus Bank continues to redefine modern banking in Nigeria through trust, innovation, and integrity.