Dot Microfinance Bank

Dot Microfinance Bank, also known as Dot, is a Nigerian fintech microfinance bank that provides a range of financial services primarily through its digital platforms. While it primarily operates as a digital bank, it also has a physical presence in Lagos. It provides mobile-first financial services, including instant transfers, bill payments, and loans, through a mobile app and a business banking platform. It offers a debit card and features like earning points on transactions, and its investments can yield high returns, with the company licensed by the Central Bank of Nigeria. The platform is designed to be a more convenient and modern alternative to traditional banking for both individuals and businesses.