Blue Ridge Microfinance Bank (BRMFL) is a Nigerian financial institution licensed by the Central Bank of Nigeria (CBN) focused on economic empowerment, offering collateral-free, short-term loans via mobile apps like OKash to micro-entrepreneurs and the unbanked, aiming to boost financial inclusion through tech-driven services. In a significant recent update (Dec 2025), the bank rebranded to OPay Microfinance Bank, with existing accounts and services remaining the same under the new OPay umbrella.