Crednet Technologies Limited, popularly known as CredPal is primarily refers to a Lagos-based financial technology (fintech) firm, though a legally distinct entity under the same name was recently incorporated in the UK. CredPal is a Nigerian-based fintech company and Buy Now, Pay Later (BNPL) platform that allows users to purchase items online and offline from partner merchants and pay for them in, often interest-free, installments. Founded in 2017, it aims to provide accessible consumer credit and improve purchasing power through mobile apps, virtual cards, and checkout integrations.Â