Raven Bank or PayRaven is a Nigerian digital financial platform offering banking services for individuals and businesses, focusing on low fees, transparency, and convenience through features like virtual cards, bulk transfers, bill payments, and savings tools, aiming to build an African financial ecosystem powered by technology and backed by a CBN-licensed MFB. They provide a unified banking app to manage multiple accounts and offer innovative tools like the portable BankBox payment device for SMEs, all while emphasizing ease of use and financial inclusion.