FairMoney Microfinance Bank

FairMoney Microfinance Bank is a leading digital bank and licensed microfinance institution regulated by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC). Established in 2017, FairMoney began as a digital lending platform and has since evolved into a full-service online bank dedicated to providing accessible, instant, and reliable financial services to millions of Nigerians.

Headquartered in Lagos, Nigeria, FairMoney offers a wide range of financial products, including instant loans, savings accounts, bill payments, airtime recharge, and fund transfers, all available through its user-friendly mobile app. The platform leverages artificial intelligence and data analytics to make quick credit decisions and deliver seamless digital banking experiences.

With a mission to democratize financial access, FairMoney continues to empower individuals and small businesses by offering secure, fast, and inclusive banking services — helping bridge the financial gap across Nigeria’s digital economy.